Welcome to Aqua Tree Insurance
The smart and easy way to shop for insurance
Your local Houston Texas insurance agency specializing in businesses and families.
We work with the most reputable insurance companies to find the best match for you!
Get personalized quotes in 3 simple steps
1. Quote
Provide basic information. We manage the complicated behind the scenes by putting in the work with the insurance companies to make your life easier.
2. Compare
Talk to an agent to find the best coverage. Receive a side-by-side comparison and a complete explanation of your coverages so you understand all your policies.
3. Bind
Get quoted & covered with great rates. Use online e-signatures and payments when purchasing insurance, getting the best coverage and best rates for your situation.
24/7 access to everything you need
Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.
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Client Testimonials
9999 Bellaire Blvd UNIT 1111, Houston
5.0 6 reviews
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Sang Le
★★★★★
in the last week
Good insurance at a fair price. Easy process and friendly staff. I’m happy with their service -
Yen Dang
★★★★★
in the last week
Everything is so great at Aqua Tree which is the best agent I had . Thank you so much for your service
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Danh Bui
★★★★★
in the last week
Best insurance agent I had so far, helped me find the better rate than what I asked for. He even supported me out of business hours.
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Minh Thế Bùi
★★★★★
a month ago
Tận tình và chu đáo! Hỗ trợ kể cả ngoài giờ làm việc
Get started in 30 seconds
Aqua Tree Insurance is here to help you find the right coverage for yourself, your family, or business in Houston Texas. Submit your information below and one of our expert insurance advisors will reach out to you to discuss your insurance options to get you the right policy fast.
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Getting insurance
is easy.
- 1Fill out the form.
- 2We will go over your options with you.
- 3
Get the coverage you need.
If you would rather call us to discuss your insurance needs or schedule a time in person, please call us today!
Personal insurance coverage options
Whatever life throws at you, we want you to be ready. Aqua Tree Insurance has the coverage you need when you need it.
Insurance coverage for your business
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.
General Liability
Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.
Commercial Auto
If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.
Workers Compensation
If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.
Commercial Property
Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.
Business Owners Policy
A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.
Professional Liability
Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.
Commercial Umbrella
Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.
Cyber Liability
Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.
Non Emergency Medical Transportation (NEMT)
NEMT drivers often operate in a unique regulatory environment that requires specific coverage and liability protections. We’re familiar with these requirements and can help you secure the appropriate insurance policies.
Business insurance specialties
You don’t buy insurance – you buy peace of mind. You want confidence that you’ve got the right coverage in place when you need it. Aqua Tree Insurance specializes in providing expert coverage solutions for businesses all across Texas.
About Aqua Tree Insurance
Aqua Tree Insurance delivers personalized insurance solutions exclusively to our clients. When it comes to protecting your assets and everything you’ve worked hard to earn, a one-size-fits-all approach is not going to cut it.
We take a proactive approach to help you develop a strategy that addresses your needs. Let us show you why Aqua Tree Insurance is coverage you can count on!
We offer you simple, professional insurance solutions with the support of a qualified and experienced team working on your behalf. As a collective team, our educational interests, experiences, and strategies work together to safeguard your financial future and risks.
Having access to multiple insurance companies gives us the ability to offer you a wide variety of coverage options that can be tailored to your needs and budget.
We work for you.
Contact one of your nearest locations for assistance or a personalized insurance quote today!
Frequently Asked Questions
To ensure adequate coverage, regularly review your policy with your insurance provider, especially when you acquire new equipment or expand your operations. This helps keep your coverage up-to-date and aligned with your business’s evolving needs.
While a maintenance plan is beneficial for preventing equipment issues, it does not provide financial protection for unexpected breakdowns. Equipment Breakdown Insurance complements maintenance plans by covering the costs associated with sudden and accidental failures, ensuring comprehensive protection.
Yes, Equipment Breakdown Insurance often includes coverage for business interruption losses. This means that if your equipment fails and causes a halt in your operations, the policy can help cover lost income during the repair or replacement period.
A warranty typically covers specific parts of equipment for a limited time, focusing on defects or issues arising from manufacturing. In contrast, Equipment Breakdown Insurance provides broader coverage for sudden and accidental failures, including mechanical and electrical breakdowns, regardless of the equipment’s age.
Equipment Breakdown Insurance does not cover general wear and tear, maintenance issues, or pre-existing conditions. For example, damage caused by natural disasters, such as floods or earthquakes, is not covered by this policy. For such incidents, you would need to consider other types of insurance, such as flood insurance or property insurance.
While not legally required in all states, having Garage Keepers Insurance is highly recommended for any business that handles customer vehicles. It provides essential protection against financial losses and enhances your credibility with customers.
Implementing safety measures, such as installing security systems, conducting regular maintenance, and training employees on safety protocols, can help reduce insurance premiums. Additionally, bundling policies and increasing deductibles might lower costs
Typically, standard Warehouse Liability Insurance does not cover goods in transit. For this, Inland Marine Insurance is necessary, which covers items transported over land.
Don’t see your question? Contact us.
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